Of course, we have to mention the catch. The 10% discount is capped at £18 per shop. So, if you’re spending £200 in one go, you only save £18, not £20. Boo. Also, you only get two of these discount shops per month. You can’t use it on your daily top-up runs for a pint of milk or a bag of salad.
It also doesn’t apply to things like tobacco, baby formula, petrol, or lottery tickets. So, you can’t get a cheap tank of fuel and a discounted scratch card. That’s a bit of a buzzkill, but it’s pretty standard for these kinds of deals.
Doing the Math
The simplest way to decide? Grab a calculator (or just use your phone). Ask yourself: “Are my two biggest shops of the month worth more than £80 total?” If yes, then 10% off that is more than £8. You’ve already paid for the subscription. Everything after that is pure savings and extra points.
It’s a bit like buying a season pass for a theme park. If you go once, you lose money. If you go four times, you feel like a genius. Clubcard Plus is the same logic. It rewards loyalty and volume.
