Look, getting a mortgage is like assembling IKEA furniture. It looks terrifying on the box, it takes longer than you expect, and you’ll probably swear at least once. But millions of people do it every year—including people with less-than-perfect credit and weird jobs. It’s not hard in the “can’t do it” sense. It’s hard in the “you have to be patient and organized” sense. And if you’re reading this while munching chips on your couch, you’re already ahead of Dave, who’s still trying to figure out what a “pre-approval” letter is.
So, keep your job, pay your bills on time, and grab a coffee with a loan officer. Ask questions. Be annoying. They get paid to help you. And when you finally get that key in your hand? You’ll forget about the paperwork—until the first time the toilet clogs. But that’s another article. You got this.
