Lost your job? Got a raise? Got divorced? All of these are refinancing triggers. Life changes = loan changes. It’s financial jiu-jitsu.
Got a raise? Refinance to a shorter term. Pay off that loan faster. You’ll feel like a financial ninja.
Lost your job? Refinance to a longer term. Lower payments = more breathing room. Just don’t use the extra cash for avocado toast. Okay, maybe one avocado toast.
