Let’s be real: thinking about death is a downer. But here’s the twist—your pension is a living thing. It’s not just a pile of cash; it’s a legacy tool. You can set it up so your partner still travels, your kids buy a house, or your favorite charity gets a boost.
Compare it to a gold watch handed down through generations. Only this watch pays for groceries. That’s pretty awesome, right?
Plus, the rules are changing fast. More plans now let you leave your pot to a grandchild, who can stretch the tax benefits over their longer life. It’s like planting a money tree that blooms for decades after you’re gone.
