Insurance companies think new drivers are like adorable, clumsy puppies—they crash into things by accident. Statistically, they’re not wrong, but that doesn’t make it fair.
Your premium is based on risk, and being a fresh driver means you’re in the “high risk” file, right next to “people who drive with their knees.” The secret? Pick a car that screams “I’m boring and safe” instead of “Look at me, I’m a flame-throwing racer.”
Tip: If your dream car is a 1990s Ferrari, maybe dream smaller—like a 2010s Toyota.
