Tips for Filing Your Tax Return Last Minute

Tips for Filing Your Tax Return Last Minute-SliderPhoto

If you haven’t yet filed your 2012 federal income tax return, you are probably starting to feel the pressure; perhaps you’re even starting to panic a little. After all, the filing deadline of April 15 is only days away. Hopefully, we can help alleviate some of your anxiety with these step-by-step directions to get you [...]

Where to Turn for Free Tax Help

Where to Turn for Free Tax Help-NFO

Tax time is hard upon us. If you haven’t yet filed you’re not alone. Tax laws have become more complicated and in a tight economy, you don’t want to make mistakes. For those struggling with complicated forms and unclear on what can be deducted and what can’t, free tax help is available. That’s right, free [...]

How to Finance Your Child’s College Education

How to Finance Your Child’s College Education-NFO

For many parents, the thought of paying for their children’s college education can bring about feelings of pressure and anxiety. And with some schools costing more than $200,000 for a four-year degree, it’s certainly understandable. Whether or not you’ve already started a college education fund, here are some guidelines to get you through. START NOW [...]

Money Matters…But How Much?

Money Matters...But How Much?-

I’m not rich. And I don’t care. Well, sort of. I remember a job I once had. When the supervisor position opened up at the company, I considered applying. The raise would have amounted to about $4000 more a year. I called a friend, who was a supervisor at a different company, and asked him [...]

Retirement Plans for Freelancers & the Self-Employed

Retirement Plans for Freelancers & the Self-Employed-NFO

If you’re a freelancer, an independent contractor, a sole proprietor, an independent consultant, or self-employed in any other way, saving for retirement plans can be a challenge. Since you don’t have an employer to motivate you, or match any personal contributions you make to a company-sponsored retirement savings plan, you’ll need to step up to [...]

Tax Breaks for Parents

Tax Breaks for Parents-NFO

Diapers, clothes, food, toys, braces, college…raising a child can cost a small fortune. So it’s important to take advantage of every opportunity to save money come tax time. Here’s a list of tax breaks every parent should know about. Dependency Exemption For each child you list as a dependent on your 2012 return, you’ll reduce [...]

Smart Ways To Spend Your Tax Refund

Smart Ways To Spend Your Tax Refund-NFO

Many of us are about to receive, if we haven’t already, a big fat refund from the IRS. Perhaps you’ve even spent it. If not, here are some ways to put your newfound money to good use.  Pay off debt. Focus first on loans that charge the highest interest rates, such as credit cards and [...]

Why You Need a Marital Agreement

Why You Need a Marital Agreement-NFO

Contrary to common belief, prenuptial agreements (aka premarital agreements) are not just for wealthy tycoons and celebrities deemed most likely to divorce. While legal agreements of this type are commonly used to protect the assets of a wealthy individual prior to entering into marriage, there are several other reasons where such an arrangement can offer [...]

Busy Moms: Tips to Break Your Bad Spending Habits!

Tips to Break Your Bad Spending Habits-NFO

Are your bad spending habits breaking your bank? You’re not alone. Many busy moms share these mistakes.  Time and money: the two commodities we never seem to have enough of. While we can’t help you with your time dilemma, we can help you create more money—or at least spend less. Here are some of the [...]

Estate Planning Basics for Blended Families

Estate Planning Basics for Blended Families-SliderPhoto

With the high incidence of divorce, remarriage and children born outside of marriage, the “new normal” is being part of a blended family. Hopefully all the family members are important and loving parts of the new family and they are treated as such. However, as parents in a blended family, we know that there are [...]